First make sure that in your elements panel your text box is BELOW the picture.
Right click on photo and choose Text wrapping and then bounding box. This puts the text very close to the photo and sometimes hard to read. You can adjust the margins some by using the paragraph settings on Format Text ribbon.
My preferred way is to keep the text away from the photo and make it look a little neater. You do this by adding a second photo box. Fill it with color and put it behind the picture, adjust it so it is a little larger than the photo. We will get rid of the color shortly.
To align the two photo boxes, select them both and go to the Arrange ribbon and select the two alignments that are circled in red.
To work with the back photo box:
- Select the back photo of the two in the element panel
- On the Cut & Fill ribbon select color fill. and change the color to any color, Then click OK
- Go to the Format Ribbon and select Opacity, Slide the opacity all the way to zero and click Accept.
- Right click on the back photo box and select Text wrapping and then Bounding Box.
- Make the back photo box slightly larger than the front photo box, this will push the text away from the photo.